You are constantly forgetting your id password and url for xillions of sites and accounts.
Many account will lock you out after 3-5 unsuccessful trials, and worst yet the tech support is only available certain days of the week,
when you are busy and working.
Various paid and free password manager are available for just this reason. Our recommendations are the following
1.0 KeePass- Opensource and free
2.0 Keeper Security
The article below helps you with your choice. For enterprise wide security and password database- please contact us.
1.0 Ten Best Password Manager- Url Link
2.0 Password Manager- Wikipedia
Please note this is a working article Mr. Peter Litchford Is actively doing research on this very topic and we will post the findings.
According to Macroeconomic analysis  of the Canadian SMB sector,
a couple of interesting observation were made by Bank of Canada:
1.0 Business efficiency is unacceptably low
2.0 Operating costs are very high
3.0 Resistance to embrace Information technology and subsequent changes that it requires.
4.0 Lack of Research and Innovation within general business sector.
5.0 Monopoly in various sector makes Canada noncompetitive.
6.0 An attitude of entitlement exists in various sectors.
7.0 Service sector has an attitude of getting away with fleecing customer.
8.0 Low accountability in salary and real output of an employee and an organization.
9.0 Non existing training facility for existing employees in SMB sector.